Investment Principles from the Greatest Investors

📌⚖️ Ray Dalio

Embrace Reality and Deal With It

Truth — more precisely, an accurate understanding of reality — is the essential foundation for producing good outcomes. ...

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📌⚖️ Ray Dalio

Evolve or Die

The key to success lies in knowing how to both strive for a lot and fail well. Adaptation and evolution are the only way...

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📌⚖️ Ray Dalio

The Ego Barrier

Your two biggest barriers are your ego barrier and your blind spot barrier. The ego barrier is your subliminal need to b...

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🔄⚖️ Ray Dalio

Long-Term Debt Cycle

The big economic cycle is driven by debt. When debt is low and people are cautious, credit grows. When debt is high and ...

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📌⚖️ Ray Dalio

The Beautiful Deleveraging

A beautiful deleveraging balances deflationary forces with inflationary ones. The key is getting the right mix of auster...

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📈⚖️ Ray Dalio

Markets Discount the Future

Markets reflect collective expectations of the future. To outperform, you need to be more right than the consensus about...

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📜⚖️ Ray Dalio

Principles as Algorithms

If you can write down your principles as algorithms, you can test them against history and run them forward. Systemize y...

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📜⚖️ Ray Dalio

Work and Life Principles

I believe that having principles that work is essential for getting what we want out of life. We need to compare the out...

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🎯⚖️ Ray Dalio

Patience and Compounding

The power of compounding is extraordinary. Small consistent returns, protected from large drawdowns, compound into extra...

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📌⚖️ Ray Dalio

Evolution Through Time

Over long periods, the most important force is evolution — in economies, in markets, and in your own investing ability. ...

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🏢⚖️ Ray Dalio

Radical Truth in Business

The most valuable thing about understanding how a company works is understanding its culture and incentives. A culture o...

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👔⚖️ Ray Dalio

Management by Principles

Judge management by whether they operate by clear principles. Great leaders have strong principles, communicate them cle...

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🏢⚖️ Ray Dalio

Idea Meritocracy in Business

An idea meritocracy — where the best ideas win regardless of who they come from — creates the strongest organizations. L...

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📌⚖️ Ray Dalio

Systematic Selection

Rather than picking individual stocks based on intuition, use systematic rules tested against historical data. The best ...

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📌⚖️ Ray Dalio

Seek Uncorrelated Alpha

The key to great returns is finding alpha — returns above the market — from multiple uncorrelated sources. Each source o...

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🌐⚖️ Ray Dalio

Global Diversification

Don't concentrate your investments in one country or currency. The world is interconnected but not perfectly correlated,...

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📌⚖️ Ray Dalio

Struggle Well

Life is a series of struggles. The key is to struggle well — to find purpose, to keep learning, and to enjoy the journey...

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📌⚖️ Ray Dalio

Meaningful Work and Relationships

Meaningful work and meaningful relationships are the most important things in life. Making money is a side effect of pur...

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📚⚖️ Ray Dalio

Learn from Nature

Nature is a machine that evolves through time. Understanding its patterns helps you understand economics, investing, and...

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📌🔄 Howard Marks

Stay Within Your Expertise

The biggest mistakes come from venturing outside your area of expertise. Stick to what you know and do it well.

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💡🔄 Howard Marks

Know the Limits of Knowledge

The most important thing is knowing what you don't know. Acknowledging your ignorance is the beginning of wisdom in inve...

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🎯🔄 Howard Marks

Patient Opportunism

Patient opportunism — waiting for bargains — is often your best strategy. The market eventually offers great opportuniti...

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📌🔄 Howard Marks

Time Is On Your Side

If you buy right, time is on your side. Good investments get better with time; bad ones just get exposed.

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🌳🔄 Howard Marks

Long-Term Orientation

Short-term performance is meaningless. What matters is getting where you want to be over the long term with acceptable r...

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📉🔄 Howard Marks

Sell Discipline

The hardest part of investing isn't buying at the bottom — it's selling when things are going well and prices exceed int...

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🎯🔄 Howard Marks

Review Past Decisions

To improve as an investor, you must honestly review your past decisions. Understanding your mistakes is the surest path ...

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💡🔄 Howard Marks

Knowing When to Exit

The key to selling is recognizing when the risk-reward has become unfavorable. When the potential downside exceeds the u...

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🧠🔄 Howard Marks

Second-Level Thinking Model

First-level thinking says 'it's a good company, let's buy.' Second-level thinking says 'it's a good company, but everyon...

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📌🔄 Howard Marks

Asymmetry Model

Great investors achieve asymmetry: they participate fully in gains but limit losses. This is the holy grail of investing...

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📈🔄 Howard Marks

Pendulum Model of Markets

The market swings like a pendulum between euphoria and depression, rarely pausing at the midpoint. Understanding this cy...

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