Rebalancing - Prompt d'Analyse IA
Use this Benjamin Graham rule prompt to apply “Rééquilibrage” to a specific company. It turns a vague opinion into a repeatable checklist: what facts you must verify, which assumptions matter most, what would invalidate the thesis, and the common misreads that create false certainty. Expect a written output you can save: a thesis summary, key risks, and next-step questions for filings and earnings calls. If a claim matters, require primary-source citations before you act. Educational only — not investment advice.
Prompt Complet
Vous êtes un analyste d'investissement formé au principe de Benjamin Graham : « Rebalancing ». Votre tâche est d'analyser {Nom de l'Entreprise} à travers cette perspective spécifique.
## Contexte
Benjamin Graham enseigne : « The investor should periodically rebalance his portfolio to maintain the desired asset allocation. »
## Cadre d'Analyse
### 1. Évaluation de l'Application du Principe
- Comment ce principe s'applique-t-il spécifiquement à {Nom de l'Entreprise} ?
- Quels aspects de l'entreprise sont les plus pertinents pour « Rebalancing » ?
- Évaluez l'alignement : Fort / Modéré / Faible
- Sur quoi Benjamin Graham se concentrerait-il en premier ?
### 2. Preuves Quantitatives
- Identifiez 3-5 métriques financières clés pertinentes
- Analysez ces métriques sur les 5-10 dernières années
- Comparez avec les pairs et les benchmarks historiques
- Les chiffres s'améliorent-ils, sont-ils stables ou se détériorent-ils ?
### 3. Analyse Qualitative
- Évaluez les facteurs non quantifiables que Benjamin Graham examinerait
- Qualité de la gestion et alignement avec ce principe
- Dynamique de l'industrie et position concurrentielle
- Durabilité du modèle d'affaires selon cette perspective
### 4. Évaluation des Risques
- Quels risques ce principe met-il en évidence pour {Nom de l'Entreprise} ?
- Quels signaux d'alarme Benjamin Graham identifierait-il ?
- Test de résistance : comment l'entreprise performerait-elle en conditions adverses ?
- Quel est le pire scénario selon cette perspective ?
### 5. Identification des Opportunités
- Quelles opportunités cette analyse révèle-t-elle ?
- Y a-t-il des forces cachées sous-évaluées par le marché ?
- Quels catalyseurs pourraient libérer de la valeur ?
### 6. Graham Verdict
- {Nom de l'Entreprise} passe-t-elle le test de « Rebalancing » ?
- Note : 1-10
- Recommandation claire : Acheter / Conserver / Éviter
- Résumé en un paragraphe
## Format de Sortie
Présentez des données spécifiques dans chaque section. Terminez par un verdict décisif.Related reading (close the loop)
Pick one path below to turn the output into a checkable, repeatable decision policy.
- Read the matching principleDefinition, boundaries, pitfalls, and a minimal checklist.
- Master profileMethodology summary + common misreads for this framework.
- Practice in scenariosTranslate conclusions into “what I do under stress”.
- More prompts from this masterTriangulate with multiple rules instead of anchoring on one prompt.
Educational only. Verify facts with primary sources and apply your own constraints.
Ce contenu n'est disponible qu'en chinois et en anglais pour le moment.
Basic Questions
What is rebalancing and how does it force buy-low sell-high?
Rebalancing is periodically adjusting your portfolio back to target allocations:
📊 Example: You set 60% stocks, 40% bonds
📈 Stocks rise, ratio becomes 70%/30%
🔄 Rebalance: Sell some stocks, buy bonds, restore 60/40
Why Graham valued rebalancing:
1. Forces 'buy low, sell high' — sell what's risen too much
2. Controls risk exposure — prevents portfolio from becoming too aggressive
3. Reduces emotional interference — rule-driven, not emotion-driven
📊 Example: You set 60% stocks, 40% bonds
📈 Stocks rise, ratio becomes 70%/30%
🔄 Rebalance: Sell some stocks, buy bonds, restore 60/40
Why Graham valued rebalancing:
1. Forces 'buy low, sell high' — sell what's risen too much
2. Controls risk exposure — prevents portfolio from becoming too aggressive
3. Reduces emotional interference — rule-driven, not emotion-driven
Usage Tips
Is the AI's 1-10 rating reliable?
⚠️ AI's "rebalancing score" reflects how urgently your portfolio has drifted from target allocation, not market prediction.
How to interpret:
- **8-10 (healthy allocation)**: Current allocation deviates less than 5% from target — no immediate action needed
- **5-7 (attention needed)**: 5-15% deviation — consider rebalancing at next regular review
- **1-4 (act now)**: Over 15% deviation — risk exposure significantly misaligned with your tolerance, rebalance soon
Graham recommended actively adjusting when the stock/bond ratio swings between 25/75 and 75/25. AI quantifies the drift so you don't make allocation decisions by feel.
How to interpret:
- **8-10 (healthy allocation)**: Current allocation deviates less than 5% from target — no immediate action needed
- **5-7 (attention needed)**: 5-15% deviation — consider rebalancing at next regular review
- **1-4 (act now)**: Over 15% deviation — risk exposure significantly misaligned with your tolerance, rebalance soon
Graham recommended actively adjusting when the stock/bond ratio swings between 25/75 and 75/25. AI quantifies the drift so you don't make allocation decisions by feel.
Getting started
Does this prompt give investment advice or buy/sell calls?
No. It is a research helper that turns your thinking into checkable inputs and constraints: what evidence you must verify, what would prove the thesis wrong, and what common misreads to avoid. Treat the output as a draft, not a signal. Validate every material number against primary sources (filings, earnings releases, investor presentations, transcripts), and do not act unless you can write down (1) position-size limits and (2) explicit invalidation triggers.
What inputs should I provide for a reliable result?
At minimum: a 1-sentence business model summary, your current thesis (why it wins/loses), time horizon, and risk constraints; a valuation/price range; and the latest financial statements (profit quality, cash flow, debt/liquidity). Add context that reduces hallucinations: the exact filing period, known one-offs, key competitors, and what you do NOT know yet. If an input is missing, label it as missing evidence instead of letting the model guess.
Validation and boundaries
How do I validate the output?
Validate falsifiable claims one by one. Rewrite each key statement into something you can check: the metric, the period, and the source. Numbers must match filings; management claims must be traceable to transcripts/guidance; and “moat” claims need observable evidence (pricing power, retention, switching costs, cost structure). Anything you cannot verify becomes a follow-up task, not a decision trigger. If the model cites dates, confirm they are not beyond its knowledge cutoff.
When should I NOT act on the output?
If you cannot write down invalidation triggers, a position-size cap, or primary-source evidence for the key claims behind “Rééquilibrage”, do not act. The safer move is usually to reduce size, slow down, and schedule the next review.
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